A Wall Street Journal article notes that the supposedly independent Consumer Financial Protection Bureau has had many meetings with the Executive branch (ie, Obama). They are spending $340MM this year, with only 1000 employees. Research and development, I guess. I really hope Obama wins so we can see this agency flourish, because only conspicuous failure changes things.
Some answers to questions asked by an independent investigator from Oyster consulting answered by George Hartzman on his Wells Fargo Whistleblower filing
FINRA, SEC, DOL, CFPB, FTC, FRB, and PCAOB Wells Fargo Whistleblower Filing
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